When should I share my Social Security Number (SSN)?

FAQ.

Answered by Robin Catmur-Smith, Managing Director of the International Student Resource Center

Last updated: July, 2026

When should I share my Social Security Number (SSN)?

Keep your SSN private — it's used to track financial, tax, and employment records, so it's valuable to identity thieves. Share it only in legitimate situations (employment/tax forms, opening a bank account, certain government services), and never in response to unsolicited calls or emails.

Legitimate reasons you may be asked

• Official employment or tax forms

• Opening a bank account or credit card

• Certain government services (e.g., a driver's license in some states)

• Health insurance or loan paperwork

• Some housing/utility applications requiring a credit check (if you have no SSN, offer a larger deposit, proof of income, or a guarantor)

You do NOT need to give your SSN to your international office, and most everyday services (phone, internet) don't require one.

Red flags

• Unsolicited calls/emails asking for your SSN — government agencies won't contact you this way.

• Insecure websites (no lock symbol) — never type your SSN there.

• Employers asking before a job is confirmed — wait until officially hired.

• Any unusual or unnecessary request.

Keep your card in a safe place (not your wallet), and if unsure, ask how it'll be used or check with your international office.